Coventry Health Insurance of Georgia (GA) | Health Insurance Georgia | Getting Individual Health Insurance Georgia Plans

Health Insurance Georgia

Getting Individual Health Insurance Georgia Plans

If you cannot enroll in a group health insurance Georgia plan through your place of employment, you will need to look into a private insurance carrier for an individual health insurance Georgia policy. But do not despair. An individual health insurance Georgia policy may be a better deal than what you would have gotten through your employers. And you get to control your benefits too.

In Georgia, there are seven large national health insurance Georgia private carriers. These are Aetna, Blue Cross Blue Shield, Cigna, Coventry, Humana, Kaiser Permanente, and United Healthcare. There may be other small companies also, but these are the large health insurance Georgia providers. They all offer a myriad of different health insurance Georgia plans and policies for individuals and their families.

So the first thing you will want to do is make a list of what medical services you want included in your health insurance Georgia policy. There are interactive tools that you can find on the Internet that will help you determine what you need. This could be done based on your age and life stage, or based on your current medical needs. If you find a health insurance Georgia policy that does not include some of the medical services that you want, such as vision or dental, you can request that an additional supplemental insurance rider be added to your health insurance Georgia policy.

After you have chosen a plan, you will need to complete a health insurance Georgia application for each one of your family's members. Let us assume that every one of you is in good health. This will help your chances of being approved for a health insurance Georgia policy. If one of your family's members is not in good health, or is at high risk for medical problems due to being overweight or having a chronic illness, then you may be approved but be charged a higher premium for your health insurance Georgia policy. This is unfortunate, but it is the way it is with health insurance Georgia companies.

There are some options if you do not get approved. Some other states have risk pools that will provide coverage to individuals who cannot get insurance coverage. In Georgia, there are some government-subsidized plans that provide health insurance Georgia benefits to children under the age of 18, or the elderly, or help to those who live below the poverty level. Be sure to look into your state's government assistance department for additional help if you need health insurance Georgia benefits and cannot get it otherwise.

Once you have chosen a health insurance Georgia policy, and have been approved, you will want to read it carefully to find out what is covered, and what is excluded. You want to make sure to take full advantage of your health insurance Georgia benefits while you have them.

Do not skip out on making your premium payments. There are big problems if you let your health insurance Georgia coverage lapse and you need treatment for a pre-existing medical condition. But as long as you make regular payments and keep your health insurance Georgia continuous, no one can penalize you if you have to switch health insurance Georgia providers or carriers.

Get Quotes

Help Center
Office Hours
Mon - Fri: 8am - 9pm EST
Sat: 9am - 4pm EST