Coventry Health Insurance of Georgia (GA) | Georgia Small Business Health Insurance | You're the Boss. Choose Good Georgia Small Business Health Insurance!

Georgia Small Business Health Insurance

You're the Boss. Choose Good Georgia Small Business Health Insurance!

You own your own business. You have somewhere between two to fifty employees. You want to attract, and then retain, top quality employees. Therefore, you know you have to offer excellent Georgia small business health insurance plans to your employees. In fact, you want to subsidize the costs of Georgia small business health insurance for your employees and possibly their spouse and dependents. You know that for employees, having Georgia small business health insurance benefits is almost as important as the salary itself. Premiums for Georgia small business health insurance plans are a lot, but you know it is an excellent value and perk for your employees, and cheaper than buying a bunch of individual policies.


Georgia Health Insurance

There are some huge advantages to Georgia small business health insurance group plans. The main one is that health insurance providers are prohibited, by federal regulations, from denying coverage to any qualified member of a small business. Someone who would not be able to get approved to buy an individual health insurance policy from the open market, is able to enroll in a Georgia small business health insurance policy, if they qualify as an employee. Therefore, a Georgia small business health insurance group health plan is the only option some individuals have of receiving benefits and coverage, if they have a chronic medical condition, dubious medical history, or high health risks, such as smoking or being overweight. This is an absolute huge advantage, because even if that person were to qualify for a health insurance policy, the premium will be so high that it may make it unfeasible to purchase.

Another advantage of Georgia small business health insurance plans is that the employer often subsidizes at least a portion, if not all, of the premium for employees, and maybe even for their family members or dependents. There is not the hassle of having to send in monthly checks, or remembering to pay the monthly premiums, because even if the employee has to pay, often the premium costs are automatically debited or subtracted from the paychecks. This is very convenient to employees.

However, small business owners are finding it more and more difficult to come up with the profit or money to continue to pay for their employees' Georgia small business health insurance plans. Although all business owners emphasize the importance that they see in providing Georgia small business health insurance benefits to their employees, there are certain other business expenses that seem to be taking up more than their share of the company profits. Workers' compensation and unemployment taxes are some of these expenses. Although there are tax incentives for business owners who subsidize their employees Georgia small business health insurance plan premiums, it is still a significant cost.

If you are a business owner and shopping around for Georgia small business health insurance plans for your employees, consider all of the large health insurance carriers, and request information from the customer service representatives that specifically handle Georgia small business health insurance needs. Most insurance companies have staff specifically trained to administer group health plans and work with you to come up with good solutions and find an affordable Georgia small business health insurance plan for your employees.

Get Quotes



Help Center
Office Hours
Mon - Fri: 8am - 9pm EST
Sat: 9am - 4pm EST